VA Loans

Loans for those who serve

VA Loans

Few things make us happier than helping families like you that serve our country get the home of your dreams using the VA loan program.

What are VA Loans?

VA loans have many benefits that make it one of the easiest ways for military families to own a home.

VA Loans are perfect for military families. They offer low rates, flexible credit requirements, and low or even zero down payments.

At a Glance

Active duty typically qualify after 6 months of service

Reservists & National Guard qualify after 6 years OR 180 days after being called to service

Requires a one time funding fee

Flexible credit guidelines

Ready to Apply?

When to Find A Lender

It’s perfectly acceptable to talk to a lender before you pick a house or a Realtor. Finding a lender before searching for a house can actually help you narrow your search for a home.

How to Find A Lender

You can get everything online lenders promise from a local lender. An online application is a great place to start, but nothing beats a 15 minute to discuss your options.

Getting the Best Rate

A reputable lender can get you the best rate for your available credit. Remember, a low rate doesn't mean anything until your loan actually closes!

Areas We Serve

We provide competitive rates and excellent service to homeowners and future homeowners in both Southern Kentucky and Northern Tennessee.

Fully Licensed for Conventional Loans in all 50 States
Graham Lending Group
1039 College St. - Suite 209
Bowling Green, KY  42101
(270) 551-2028